Core team

Robert Ruttmann

Founder and CEO

Robert Ruttmann is the founder and CEO of the research consortium Redesigning Financial Services and serves as the Head of Customer Insight on Financial Services at Institute for Customer Insight, University of St. Gallen. Previously, Robert spent over 10 years in the financial services industry, working in Global Research at Credit Suisse, and 4 years in the Investment Office at Julius Baer, running a team of cross-asset strategists.

Robert has two master’s degrees from the University of St.Gallen, one in Banking and Finance, and one in International Affairs and Governance. He received his bachelor’s degree in 2002 in Economics from Bates College, US.

Zani Sharifi

Deputy Head

Zani is a Project Manager at Redesigning Financial Services. Prior to joining RFS, Zani has worked in consulting focusing on the financial services industry, particularly digital transformation and change management projects.

He holds a Bachelor’s degree in Business Administration and Economics from the University of Zurich, a Master’s degree in Banking and Finance from the University of St. Gallen and is currently pursuing a Ph.D. in Management at the University of St. Gallen, researching the impact of artificial intelligence on the financial services industry.

In his free time, Zani pursues his passion for martial arts and likes to travel through Asia.

Anya Bosshard

Project Manager

Anya is a project manager at Redesigning Financial Services since November 2018.
She holds a Bachelor’s degree in Law from the University of Bern and is currently a Master student in a two-year double degree program at the University of Zurich. In her one-year LL.M. at Maastricht University she specialized in Criminal Law. Within her last year at University of Zurich she is now focussing on International Corporate Law, Human Rights Law and Sports Law.

In her free time, she is very passionate about lifting weights in the CrossFit Box or enjoying alpine air during backcountry snowboarding.

Strategic Steering Committee

Christine Schmid

Credit Suisse

Carl Verbrugge

Lombard Odier Group

Felix Wenger 


Thomas Merz


Yamin Groninger


Christian Mesenholl 


Patrick Hunger

Saxo Bank

Alfonso Gomez


Martin Jufer


Kristine Braden 


Olaf Toepfer


Prof. Dr. Ernst Mohr

Universität St. Gallen

Javier Rubio


Alexander Braun


Prof. Dr. Simon Evenett 


Prof. Dr. Karl Frauendorfer

University of St.Gallen

Martin Kull


Eunice Zehnder-Lai


Jonathan Brander


René Beeler

Zürcher Kantonalbank

Tobias Unger