"Transformation with disruptive technology is necessary. In the end, it is all about how we create unique opportunities, experiences, and build trust through the best digital solutions with the best TEAM."

“The period of unprecedented central bank intervention favoring the passive approach is drawing to a close and active management is returning to the fore.”

"It is amazing how innovative we can be by putting the right people from different companies in the same room and challenging them."

"Legacy staff could turn out to be an even greater challenge for insurers than legacy systems. It's high time to start the cultural transformation."

"Companies should focus on how they organize themselves around a compelling purpose and what value they are adding to the world. Money is the result. Great things start happen when great minds come together - minds made for reshaping the financial services industry for a better working world."

"Unlearning habits drives change - no different in digital transformation."

"We truly believe that our commitment to keep lowering costs for our clients is the right thing to do."

"Digitalization, new regulations, and ongoing cost pressures are drivers reshaping the competitive landscape in wealth & asset management. These risks are also an opportunity to re-focus on helping investors achieve their goals."

"Open banking will boost the use of data and need for artificial intelligence in finance."

"We will have to rethink wealth management and adapt fast; those who consider that the pace of change of the past equals that of the future, will ultimately lose out."

"Combining existing customer franchise and brand loyalty with a complete new way of shaping and doing (financial) business will offer benefits for all parties involved."