CLUSTERS
Credit and lending
New platforms are simplifying and expanding the lending process.
Credit and lending is a fundamental business for incumbent banks. All traditional segments in lending are under pressure from Fintechs simplifying and expanding the lending process. Alternative funding platforms are transforming credit evaluation and loan origination – and offering consumers and businesses access to non-traditional sources of capital.
Key trends

P2P, P2B lending

Digital credit risk analytics, credit rating

Crowdfunding

Social lending

Lean, automated process